About Laura Borja- San Diego Home Loans

Does it seem like changes in the finance industry never top coming?

  • You need someone that knows the ins and outs of the mortgage industry.
  • You need someone with access to a wide variety of programs to tailor a solution just for you of your client.
  •  You need someone that is dedicated to ensuring you reach your goals.

Whether you are a first time homebuyer researching the first steps, an experienced homeowner or a Realtor® looking to partner up with a mortgage professional, you have come to right place. That someone is ME!!

You can be confident that you will be working with an experienced mortgage professional who is focused on the timeline and the financial needs of the client and who is backed by a company founded it’s belief in integrity and above-and beyond customer service.

A home is likely one of the biggest investments any one of us will ever make.  Choosing between the available home loans can be daunting. I will provide you the resources to educate and empower yourself so you can succeed as a homeowner or a Real Estate professional.

I have been part of the mortgage industry  for over 26 years. I began my career as a Jr. Loan Processor in 1990 working for a large lender that specialized in FHA and VA loans, that was the genesis of my knowledge and expertise in government financing.

I moved on to fill a position as the lead processor and team lead for a joint venture between a large bank and one of Southern California’s largest new home builders. I was then fortunate to have the opportunity to become an underwriter. This hands on insight into the ins and outs of the decision making process has served me well to this day.

As a loan originator,  my focus is the financial needs of the client, making sure that they are placed in the loan program that will fit their situation and their long term financial goals. I try to anticipate all the questions an underwriter might have so that a file is packaged in such a way that any issues are addressed upfront to minimize the likelihood of any problems later in the process.  I believe this is the best way to ensure a smooth transaction and a timely closing.

Through the years I have honored to earn many awards not just for production volume, but more importantly, for customer service. I believe in being directstraight forward, open and honest with all my clients and referral partners so there is always total transparency in the transaction.

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