Self employed person qualifying for a mortgage

Self-Employed person qualifying for a mortgage

Posted on Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge, The Mortgage Minute Series

Are you a self-employed person and when tax time comes around you either get very creative or ask your CPA to get very creative or ask your CPA to get very creative so that you can all as very little to the IRS as possible? Well congratulations on reducing your taxable income! But if you […]

Why mortgage lenders are so nosy about your bank statements

Posted on Leave a commentPosted in Mortgage Knowledge, The Mortgage Minute Series

Why Mortgage Lenders Are So Nosy About Your Bank Statements Does it seem like mortgage lenders are so nosy when you apply for a loan and they look at every, single thing on your bank statements? It true, we are nosy. The Mortgage Minute is a weekly series presented by Laura Borja, Your San Diego […]

How do interest rate locks wrok-80

How do interest rate locks work?

Posted on Leave a commentPosted in Mortgage Knowledge, The Mortgage Minute Series

How do interest rate locks work? The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert. Have you been out shopping for properties and maybe had somebody calculate a mortgage payment for you? Does that mean that is the interest rate you will be receiving at closing? Maybe […]

San Diego Real Home Prices

San Diego Real Estate Market In March: More, higher, faster, shrinking?

Posted on Leave a commentPosted in Real Estate Market Updates, The Mortgage Minute Series

San Diego Real Estate Market In March: More, higher, faster, shrinking? Yes, more, higher, faster and shrinking are words that can be used to describe the San Diego Real estate market in March. The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert. As a reminder, the information […]

The key to home loan approval

Can adding a co-borrower help you qualify for a loan?

Posted on Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge, The Mortgage Minute Series

Can adding a co-borrower help you qualify for a loan? The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert. Could adding a co-borrower to your transaction be the key you qualify for a loan? Maybe! Adding a co-borrower to your transaction could be a way to help […]

How to get preapproved certificate

Should you get preapproved for a loan before shopping? Bobby and Janet’s story

Posted on Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, The Mortgage Minute Series

Bobby and Janet’s Loan Preapproval Story : A cautionary tale Is it really necessary to get preapproved before you go out shopping for a home? It is, and to show you why I’m going to tell you a story about Bobby and Janet in this week’s The Mortgage Minute Mortgage Minute is weekly informational series […]