Door-to-homeownership

Your Past Doesn’t Have To Get In The Way of Your Future

Posted Leave a commentPosted in Buyer Tips and Advice, FHA Loans, Loan Progams, Mortgage Knowledge, USDA loans, VA Loans

Your past doesn’t have to get in the way of your future The financial challenges of the past don’t have get in the way of your future. If you had a bankruptcy, foreclosure or short sale in the last few years, you are not alone. There were OVER 7.7 million foreclosures between 2007 and 2016** […]

Down Payment Assistance Income Limits Increase

Posted Leave a commentPosted in First Time Homebuyers, Loan Progams, Mortgage Knowledge

BIG News- CalHFA just announced a huge change to their down payment assistance income limits. CalFHA offers down payment and closing cost assistance to first time homebuyers purchasing in California. The program is intended to help low and moderate income families which means that there are income limits that must be met. Up until the […]

USDA Loans in San Diego

Income Limits for USDA Home Loans Increase

Posted Leave a commentPosted in Loan Progams, Mortgage Knowledge, USDA loans

Income Limits for USDA Home Loans Increase The income limits for USDA Home Loans have increased!  The new income limits make it possible for more families to take advantage of this no money down financing program. Below are exerts of an article posted earlier this year giving you some insight into the program. You can also […]

3-Requirements of USDA Loans

3 Requirements of USDA Loans – Being a farmer not one of them

Posted Leave a commentPosted in Buyer Tips and Advice, Loan Progams, USDA loans

3 Requirements of USDA Loans – Being a farmer not one of them This week on The Mortgage Minute, we are going to go over the 3 eligibility requirements of USDA loans. The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert First, what is a USDA loan? […]

How do VA Loans work? Who is eligible for VA financing?

Posted Leave a commentPosted in Buyer Tips and Advice, Loan Progams, Mortgage Knowledge, VA Loans

VA Loans How do VA Loans work? Who is eligible for VA financing? Let’s answer those questions in this weeks The Mortgage Minute The Mortgage Minute is a weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert (NMLS#199107) VA loans are loans that are guaranteed by the Department of Veterans Affairs, […]

Down Payment Assistance Program Announcement

Breaking News: Down Payment Assistance programs take a hit in San Diego!

Posted Leave a commentPosted in First Time Homebuyers, Loan Progams

Breaking News: Down Payment Assistance programs take a hit in San Diego! On Tuesday evening , The San Diego Housing Commission (SDHC) notified all  participating lender of a big change to the Down Payment Assistance programs guidelines. Both the City of San Diego and San Diego County programs are affected by the changes. The SDHC announced […]