Door-to-homeownership

Your Past Doesn’t Have To Get In The Way of Your Future

Posted on Leave a commentPosted in Buyer Tips and Advice, FHA Loans, Loan Progams, Mortgage Knowledge, USDA loans, VA Loans

Your past doesn’t have to get in the way of your future The financial challenges of the past don’t have get in the way of your future. If you had a bankruptcy, foreclosure or short sale in the last few years, you are not alone. There were OVER 7.7 million foreclosures between 2007 and 2016** […]

How to save for a down payment in one year

Posted on Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Mortgage Knowledge

What? Save for a down payment in one year? Am I nuts? Well, maybe a little, but not because of this! How to make it possible to save for a down payment You don’t need to give up everything to save for a down payment. Simply cut back just a bit. Morning Coffee Starbucks$4.50 x […]

2018 Tax bill changes

2018 Tax Bill Overview

Posted on Leave a commentPosted in Buyer Tips and Advice, Community information

2018 Tax Bill Changes Overview Thinking about the 2018 tax bill in neither a fun nor an easy to understand topic.  However, it is something that affects all of us. I hope that the overview below comparing the 2017 rules to the 2018 tax bill will help you make the information more manageable. One quick […]

What is title insurance

What is title insurance?

Posted on Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge

A policy of title insurance is the contract issued by a title insurance company that protects you and your lender against property loss or damage caused because of property title problems. What is covered by the title insurance? The policy agrees to reimburse you or hold you harmless when a monetary loss is caused by […]

Self employed person qualifying for a mortgage

Self-Employed person qualifying for a mortgage

Posted on Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge, The Mortgage Minute Series

Are you a self-employed person and when tax time comes around you either get very creative or ask your CPA to get very creative or ask your CPA to get very creative so that you can all as very little to the IRS as possible? Well congratulations on reducing your taxable income! But if you […]

What is the escrow process

What is the Escrow Process?

Posted on Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge

The Escrow process means employing an independent agent, called an escrow officer, to manage and coordinate the closing of a real estate transaction. The escrow officer handles the deposit and exchange of documents and money between the buyer and seller. What does it mean to Open Escrow? Opening escrow simply means  that you have begun […]