The 2019 Loan Limits for Southern California are now in effect. Conventional, FHA and VA loans all now new higher conforming and high balance loan limits for 2019. Let’s start by looking at the 2019 Loan Limits for conforming loans These limits apply to all conventional and FHA loans in all counties throughout the U.S. […]
Your past doesn’t have to get in the way of your future The financial challenges of the past don’t have get in the way of your future. If you had a bankruptcy, foreclosure or short sale in the last few years, you are not alone. There were OVER 7.7 million foreclosures between 2007 and 2016** […]
VA Loans How do VA Loans work? Who is eligible for VA financing? Let’s answer those questions in this weeks The Mortgage Minute The Mortgage Minute is a weekly informational series presented by Laura Borja, Your San Diego Home Loan Expert (NMLS#199107) VA loans are loans that are guaranteed by the Department of Veterans Affairs, […]
The Mortgage Minute | 2017 Loan Limits for San Diego County Did you know that loan limits vary by County? Welcome to this week’s The Mortgage Minute. This week we will be taking a look at the 2017 loan limits for conforming and high balance loans in San Diego County The Mortgage Minute is weekly […]
The Mortgage Minute | VA Streamline Refinances What if you could refinance without worrying about qualifying? There is, it’s called a VA Streamline Refinance. Hello and welcome to The Mortgage Minute. I am Laura Borja, your San Diego home loan expert. And in today’s post we will be discussing a VA streamline refinances. A VA streamline […]
Find out about VA funding fees in under 60 second Have you ever heard of the term “VA funding fee”? Do you know how much a VA funding fee is? Do you know how a VA funding fee compares to mortgage insurance? Do you know who is and is not required to pay a VA […]