VA loans in San Diego- how much home does your BAH get you?

Posted Leave a commentPosted in Loan Progams, Mortgage Knowledge, VA Loans

  It would stand to reason that VA loans in  San Diego would be a large portion of the loans closed each year.  Most of the active duty clients I work with have one budget goal in mind- keep payment at or below their BAH benefit. The average Basic Allowance for Housing (BAH) for a service member with dependents in San […]

VA loans= No Down Payment…. but what other benefits are available to service members?

Posted Leave a commentPosted in Buyer Tips and Advice, Loan Progams, VA Loans

Most of us know that VA loans allow military personnel to purchase a home with Zero Down Payment. But did you know that any veteran that is receiving any amount of disability payment from VA is exempt from the VA funding fee?     The following persons are exempt from paying the funding fee: ·   Veterans receiving VA compensation for […]

Down Payment Assistance Programs Available for First Time Home Buyers

Posted Leave a commentPosted in Buyer Tips and Advice, Loan Progams, Mortgage Knowledge

  If you are a First Time Home Buyer looking to purchase a home within the city of San Diego limits, Down Payment and Closing Cost Grants could be available to you. Properties with a Zip code beginning with 921** are eligible for the program.  The Down Payment assistance program offers a Shared Equity loan of up to 17% of the sales price.  This […]

First Time Home Buyer Programs

Posted Leave a commentPosted in Buyer Tips and Advice, Loan Progams

If you are a First Time Home Buyer looking to purchase a home within the city of San Diego limits, Down Payment and Closing Cost Grants could be available to you. Properties with a Zip code beginning with 921** are eligible for the program. The Down Payment assistance program offers a Shared Equity loan of up to 17% […]

FHA Mortgage to become more expensive for Homeowners

Posted Leave a commentPosted in FHA Loans, Loan Progams, Mortgage Knowledge

FHA Monthly Mortgage Insurance Premiums are schedule to increase with case numbers issued on or after April 18,2011 This increase is phase 2 of the implementation of the law passed August 2010. The changes are as follows: The increase in the monthly premium will mean a significant increase in a client’s payment This means that […]

VA and FHA loan expert in the Miramar, La Jolla, and North County Area

Posted Leave a commentPosted in FHA Loans, Loan Progams, VA Loans

If you are looking for an experienced loan officer that will provide excellent service not only to you, but also you clients, I’m the person for you. VA and FHA loans make up 85% of my production over the last 10 years. I have lived in North County since 1989 and have done extensive business […]