Down Payment Assistance Program Announcement

Breaking News: Down Payment Assistance programs take a hit in San Diego!

Posted Leave a commentPosted in First Time Homebuyers, Loan Progams

Breaking News: Down Payment Assistance programs take a hit in San Diego! On Tuesday evening , The San Diego Housing Commission (SDHC) notified all  participating lender of a big change to the Down Payment Assistance programs guidelines. Both the City of San Diego and San Diego County programs are affected by the changes. The SDHC announced […]

Prequalification vs Preapproval

Prequalification vs PreApproval

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Mortgage Knowledge

Prequalification vs PreApproval Welcome to this week’s edition of The Mortgage Minute were we take a look at prequalification vs preapproval. The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego home loan expert. Let’s explore the differences between prequalification vs Preapproval. A Pre-qualification is more of an overview of an […]

The Mortgage Minute | Loan Documenation | Laura Borja Your San Diego Home Loan Expert

The Mortgage Minute- What loan documentation do you need?

Posted Leave a commentPosted in Buyer Tips and Advice, Mortgage Knowledge

The Mortgage Minute- What loan documentation do you need? Welcome to this week’s The Mortgage Minute, a weekly informational series presented by Laura Borja, Your San Diego home on expert. Today’s topic is mortgage loan documentation. Though the exact documentation that will be needed in your situation will depend on, well, your situation, there is a […]

How to qualify for a bigger home using down payment assistance.

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers

How to qualify for a bigger home using first time homebuyer down payment assistance.   You have been dreaming of buying a home for what seems like forever. You found the perfect home. It has the right number of bedrooms, the right size yard and it’s in your dream neighborhood. You are ready to sign […]

Use Down Payment Assistance

Is down payment assistance available in San Diego? Yes! Aug 2016

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Loan Progams

Is down payment assistance available in San Diego? Yes! Aug 2016 That’s right, after months of waiting, the City of San Diego and San Diego County now have funds for their down payment assistance and closing cost grants programs. There are two down payment assistance programs available in San Diego There is the San Diego […]

Buyer and Seller Tips for 2016

Posted Leave a commentPosted in Buyer Tips and Advice, For Sale

Both buyers and sellers need to be smart about their strategy if they want to have the best outcome in 2016.   Avoiding mistakes has to be part of that strategy. This article from RealtorMag has some very good, yet practical, buyer and seller tips for 2016 Take a look at the article here http://mysdlender.com/20yxFze But please ignore […]