What is included in a mortgage payment?

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers

What is included in a mortgage payment? Welcome to this week’s The Mortgage Minute. We will take a look at what is included in a mortgage payment. The Mortgage Minute is weekly informational series presented by Laura Borja, Your San Diego home loan expert. Prefer video to reading? Then check out this video about what […]

How to qualify for a bigger home using down payment assistance.

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers

How to qualify for a bigger home using first time homebuyer down payment assistance.   You have been dreaming of buying a home for what seems like forever. You found the perfect home. It has the right number of bedrooms, the right size yard and it’s in your dream neighborhood. You are ready to sign […]

Use Down Payment Assistance

Is down payment assistance available in San Diego? Yes! Aug 2016

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Loan Progams

Is down payment assistance available in San Diego? Yes! Aug 2016 That’s right, after months of waiting, the City of San Diego and San Diego County now have funds for their down payment assistance and closing cost grants programs. There are two down payment assistance programs available in San Diego There is the San Diego […]

What is the needed documentation for a loan application?

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Mortgage Knowledge

What is the needed documentation for a loan application? Getting  prepared for the home purchase process should include gathering the needed documentation for a loan application. The exact list of the  documentation needed varies depending on the applicants situation.  However, there is a basic list of documentation for a loan application that can be the basis […]

Stellar Review- Laura Borja

What is success? Another happy first time homebuyer

Posted Leave a commentPosted in Buyer Tips and Advice, Customer Reviews, First Time Homebuyers, VA Loans

What is success? Another happy first time homebuyer Successful closing= all parties are thrilled by the service you provided Last Friday was a noteworthy day in the lives of two first time homebuyers, both active duty members. One of the most rewarding parts of my  job is helping first time homebuyers finance their first home. […]

First Time Home Buyer Assistance Update

Posted Leave a commentPosted in Buyer Tips and Advice, First Time Homebuyers, Loan Progams

First Time Home Buyer Assistance Update The San Diego Housing Commission issued an update on the funds availability for their First Time Home Buyer Assistance programs. Hello Participating Lender,   City of San Diego Deferred Loan and Closing Cost Grant Programs Since the beginning of the fiscal year, with your help, we have assisted 84 […]